PIP medical
PIP includes medical benefits after an auto accident, subject to the selected option and policy terms. Michigan provides six medical choices.
QHC
Qualified Health Coverage must meet Michigan requirements. Options relying on QHC require current proof at issuance and renewal.
Medicaid and Medicare
The $50,000 Medicaid option and Medicare-based opt-out have specific household eligibility rules. Updated Medicaid or Medicare documentation is required every year when those choices are used.
Forms and signatures
Michigan requires selection forms for effective choices. The carrier Sandoval represents requires signed renewal selections for limited PIP; lower-than-default bodily injury limits also require a signed selection at renewal.